Ariano & Reppucci, PLLC

For those of you filing for Arizona chapter 7 bankruptcy protection, please stop reading now. No, this isn’t confidential information for members of some secret club – so don’t feel left out. However, I am going to say a few things about the Chapter 13 bankruptcy secured debt limit, and I don’t want to confuse [...]

First of all, take a deep breath. I understand that receiving notice of a lawsuit can feel like a rather dramatic experience. Often times, the complaint is filled with aggressive legal vernacular that is pretty scary. However, if there is one thing you take away from this post, remember that everything in the legal system [...]

Good Morning, and happy Wednesday! Because it is Wednesday, and we could all use a little break on Wednesday, I have included a bankruptcy video for you in today’s blog post. In this video, you will find information on how to file bankruptcy. In fact, here is the caption that accompanies this bankruptcy video: How [...]

Common scenario: a potential debtor comes into my office frantic because he is buried under a mountain of debt. Car loans, credit card debt, unpaid taxes, an under-water second mortgage – you name it, he has it. Yet he is 8 feet under, dead set against filing for bankruptcy and only wants a consultation regarding [...]

If you are anything like me, you have just had a huge lunch and are ready to sit back and relax… rest and digest. What I am thinking is that it is movie time….are you with me? Today I have included a clip from the US Bankruptcy Courts that presents general information regarding the three [...]

Thank you 2005 Amendment to the Bankruptcy Code, for thoroughly confusing every last bankruptcy client that happens to view my website or advertisements. You see, as an experienced bankruptcy lawyer, I am bound by certain restrictions on advertisements for my bankruptcy law firm. Case in point: “We are a debt relief agency. We help people [...]

So you have taken a huge step an filed for Arizona bankruptcy protection? Congratulations – you are one step closer to a debt free life. Your creditors will no longer be bothering you, so feel free to plug your phone back into the wall. I bet you are wondering what happens next. Well, a 341 [...]

This is an interesting question, which comes up fairly often. And for good reason – the attorney’s fees associated with filing for chapter 7 or chapter 13 consumer bankruptcy are pretty substantial. And for those individuals already drowning in debt, it can seem nearly impossible to come up with the couple grand it will likely [...]