Ariano & Reppucci, PLLC

Common scenario: a potential debtor comes into my office frantic because he is buried under a mountain of debt. Car loans, credit card debt, unpaid taxes, an under-water second mortgage – you name it, he has it. Yet he is 8 feet under, dead set against filing for bankruptcy and only wants a consultation regarding [...]

If you are a frequent reader, you may have discovered that I like to break up large topics into smaller pieces. I do this to keep my blog posts short and manageable for my readers. However, I was recently informed that this can make research of bankruptcy topics more difficult. A new reader may reach [...]

I have to admit, it has been a loooooong time since I have given you guys a Wednesday chuckle. See, it is not that I don’t have a sense of humor or that I don’t care if you have any humnor in your day. Instead, the problem is simply that bankruptcy is not all that [...]

Occasionally, I find the time to look over the keywords that bring clients to my website. Here are a few that stood out to me: Cheap Phoenix Bankruptcy Lawyer Affordable Attorney Arizona Bankruptcy Best Phoenix Bankruptcy Lawyer Top Arizona Bankruptcy Lawyer Gilbert Car Rental (huh?) Does anything jump out at you? As a bankruptcy lawyer, [...]

So you have taken a huge step an filed for Arizona bankruptcy protection? Congratulations – you are one step closer to a debt free life. Your creditors will no longer be bothering you, so feel free to plug your phone back into the wall. I bet you are wondering what happens next. Well, a 341 [...]

I get a fair numbered of panicked phone calls from debtors – both clients and non-clients – regarding the time and location of their 341 hearing. Thankfully, the District of Arizona Bankruptcy Court provides a pretty nifty resource that allows anyone with Internet access to view the 341 hearing schedules. For those of you wondering, [...]

This is an interesting question, which comes up fairly often. And for good reason – the attorney’s fees associated with filing for chapter 7 or chapter 13 consumer bankruptcy are pretty substantial. And for those individuals already drowning in debt, it can seem nearly impossible to come up with the couple grand it will likely [...]

In case you are a new reader, I am an affordable Phoenix, Arizona bankruptcy attorney. I help consumers file for chapter 7 or chapter 13 bankruptcy protection under the bankruptcy code. Like many good Phoenix bankruptcy lawyers, I offer my clients free bankruptcy consultations. This allows potential clients to interview me and, in addition, for me to interview [...]

I am of the belief that I work for my clients, and thus I try to provide the best possible customer service. This includes collecting fees for petition filing and credit counseling, so that I can properly make these payments for them. However, I have noticed that clients are often taken aback when I first explain [...]

I’ve had many clients confess, part way through the bankruptcy process, that they were extremely nervous prior to our initial consultation. To their own detriment, I believe that several even postponed filing because of this anxiety. I have to say that my feelings were just a little hurt when I realized that many people have [...]