Ariano & Reppucci, PLLC

For those of you filing for Arizona chapter 7 bankruptcy protection, please stop reading now. No, this isn’t confidential information for members of some secret club – so don’t feel left out. However, I am going to say a few things about the Chapter 13 bankruptcy secured debt limit, and I don’t want to confuse [...]

First of all, take a deep breath. I understand that receiving notice of a lawsuit can feel like a rather dramatic experience. Often times, the complaint is filled with aggressive legal vernacular that is pretty scary. However, if there is one thing you take away from this post, remember that everything in the legal system [...]

Good Morning, and happy Wednesday! Because it is Wednesday, and we could all use a little break on Wednesday, I have included a bankruptcy video for you in today’s blog post. In this video, you will find information on how to file bankruptcy. In fact, here is the caption that accompanies this bankruptcy video: How [...]

Hello folks, I hope you are all having a wonderful Tuesday. Today I want to create a post that gathers up all the fun little online resources I have put together in one place. Recently, I have had several clients tell me that they had no idea I have a great Arizona bankruptcy blog or that I offer [...]

Common scenario: a potential debtor comes into my office frantic because he is buried under a mountain of debt. Car loans, credit card debt, unpaid taxes, an under-water second mortgage – you name it, he has it. Yet he is 8 feet under, dead set against filing for bankruptcy and only wants a consultation regarding [...]

Hello folks, I hope you are all having a great Thursday. It is almost the end of the week, so there is at least one thing to be happy about today. If you are anything like me, your mind is already starting to wander towards mashed potatoes and pumpkin pie. Let me be frank and [...]

I am back folks. But, I have to admit that this will be a short one. I am in Tucson today for a 341 hearing, which means about 5 hours of commuting. Ah well, it a beautiful day and a scenic drive through the desert – things could be worse. A majority of my clients come [...]

Ok, pop quiz time. For those of you that are familiar with the term HELOC (Home Equity Line of Credit), please answer the following question: A HELOC is most similar to: A Credit Card (or other unsecured debt) A Home Mortgage (debt secured by home equity) A man that comes and opens your doors when [...]

If you are anything like me, you have just had a huge lunch and are ready to sit back and relax… rest and digest. What I am thinking is that it is movie time….are you with me? Today I have included a clip from the US Bankruptcy Courts that presents general information regarding the three [...]

If you are a frequent reader, you may have discovered that I like to break up large topics into smaller pieces. I do this to keep my blog posts short and manageable for my readers. However, I was recently informed that this can make research of bankruptcy topics more difficult. A new reader may reach [...]