Ariano & Reppucci, PLLC

Good Morning, and happy Wednesday! Because it is Wednesday, and we could all use a little break on Wednesday, I have included a bankruptcy video for you in today’s blog post. In this video, you will find information on how to file bankruptcy. In fact, here is the caption that accompanies this bankruptcy video: How [...]

Hello folks, I hope you are all having a wonderful Tuesday. Today I want to create a post that gathers up all the fun little online resources I have put together in one place. Recently, I have had several clients tell me that they had no idea I have a great Arizona bankruptcy blog or that I offer [...]

Common scenario: a potential debtor comes into my office frantic because he is buried under a mountain of debt. Car loans, credit card debt, unpaid taxes, an under-water second mortgage – you name it, he has it. Yet he is 8 feet under, dead set against filing for bankruptcy and only wants a consultation regarding [...]

I am back folks. But, I have to admit that this will be a short one. I am in Tucson today for a 341 hearing, which means about 5 hours of commuting. Ah well, it a beautiful day and a scenic drive through the desert – things could be worse. A majority of my clients come [...]

If you are anything like me, you have just had a huge lunch and are ready to sit back and relax… rest and digest. What I am thinking is that it is movie time….are you with me? Today I have included a clip from the US Bankruptcy Courts that presents general information regarding the three [...]

If you are a frequent reader, you may have discovered that I like to break up large topics into smaller pieces. I do this to keep my blog posts short and manageable for my readers. However, I was recently informed that this can make research of bankruptcy topics more difficult. A new reader may reach [...]

I recently stumbled across a South Carolina case, as described by a fellow blogger. In short, the chapter 13 bankruptcy plan was rejected by the trustee, because it included two pretty good sized mortgage payments as required expenses. The problem? One was a primary mortgage on a second seperate home, in which a family member [...]

I have noticed there is a good amount of confusion when it comes to secured debts. It is understandable, really. Every time you enter into a financial agreement – buying a home, securing a car loan, applying for credit cards – there are pages and pages of information spelling out the terms of the agreement. [...]

Let me just tell you, it is a bad idea to try and play games with your bankruptcy case. I don’t know if we should blame it out the movies, but for some reason many potential debtors come into my office with the intention of withholding information from their bankruptcy trustee. What’s worse is that [...]

Are you wondering if you qualify for chapter 7 bankruptcy? Do you want to know how to find out? Go meet with an experienced bankruptcy lawyer. No, seriously. That is the best advice I can give you. Qualifying for chapter bankruptcy is so much more than simply the elusive “Means Test” that everyone (okay, maybe not [...]