Ariano & Reppucci, PLLC

If you are a resident of Pima or Pinal County and you are behind on your mortgage, your Chapter 13 plan will have to include your mortgage payments, also known as conduit mortgage payments.  Prior to the standing order regarding conduit mortgage payments, debtors who were behind on their mortgage were able to pay their [...]

Prior to the 2005 amendments to the bankruptcy code, a debtor could keep a vehicle in Chapter 7 bankruptcy by simply staying current on the loan.  If the debtor defaulted on the loan after receiving a discharge, the only remedy available to the car lender was to repossess the car.  The car lender could not [...]

The most common bankruptcy question I receive is whether you will be able to keep your car in Chapter 7 bankruptcy.  Unfortunately that answer is not a simple yes or no.  In Arizona a debtor can keep one car as long as it has no more than $5,000 in equity.  If married debtors are filing [...]

One thing that bothers me as a Phoenix bankruptcy lawyer is when clients come to me, after meeting with other lawyers that advertise themselves as discount or low fee bankruptcy lawyers, having been quoted outrageous lawyers fees. Granted, I do not believe it is wise to skimp on quality when it comes to hiring a [...]

Casa Grande, Arizona Bankruptcy Lawyer If you are looking for a local bankruptcy lawyer in Casa Grande, Arizona, contact the bankruptcy lawyers at Ariano & Reppucci, PLLC. From our convenient Casa Grande office location, our experienced bankruptcy lawyers serve clients across the Casa Grande metro area, including: Casa Grande, Eloy, Florence, Maricopa, Coolidge and Arizona [...]

It is a common scenario, you are filing bankruptcy stop garnishments, prevent foreclosure, erase credit card debt….the reason isn’t important for this discussion. What is important? That you currently own a vehicle with a pretty hefty lien [lien = car loan] against it. When your creditor gets wind that you are filing, they will contact [...]

For those of you filing for Arizona chapter 7 bankruptcy protection, please stop reading now. No, this isn’t confidential information for members of some secret club – so don’t feel left out. However, I am going to say a few things about the Chapter 13 bankruptcy secured debt limit, and I don’t want to confuse [...]

First of all, take a deep breath. I understand that receiving notice of a lawsuit can feel like a rather dramatic experience. Often times, the complaint is filled with aggressive legal vernacular that is pretty scary. However, if there is one thing you take away from this post, remember that everything in the legal system [...]

Good Morning, and happy Wednesday! Because it is Wednesday, and we could all use a little break on Wednesday, I have included a bankruptcy video for you in today’s blog post. In this video, you will find information on how to file bankruptcy. In fact, here is the caption that accompanies this bankruptcy video: How [...]

Hello folks, I hope you are all having a wonderful Tuesday. Today I want to create a post that gathers up all the fun little online resources I have put together in one place. Recently, I have had several clients tell me that they had no idea I have a great Arizona bankruptcy blog or that I offer [...]